UK Credit

You could be missing out on an extra £624 a month if you’re on Universal Credit – here’s how to check if you’re affected

BRITS on Universal Credit could miss another £624 per month.

Thousands of people are eligible for the tax-free cash boost to help with the soaring cost of living.


Britons could be entitled to more moneyCredit: Getty

Anyone needing help because of an illness, disability or mental health issue could qualify for additional financial support through Personal Independence Payments (PIPs).

But those currently on Universal Credit are unaware they could claim weekly payments of up to £156, making a total of £624 a month.

PIP payments do not affect the amount of Universal Credit the Department for Work and Pensions pays you.

It is available to anyone over the age of 16 and under state retirement age who requires assistance with daily living expenses and mobility resulting from long-term illness , disability or mental health issues.

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The allowance is not means-tested. Therefore, anyone wishing to apply for it need not be employed to receive it.

Applicants must have a medical condition, whether they have difficulty moving around or living on a daily basis for three months.

They should expect the problems to persist for at least nine months and should have lived in the UK for at least two of the past three years.

The government has said Britons can consider applying if they have problems preparing, cooking or eating food and managing medication.

Those who also have trouble using the toilet, dressing, communicating with others, or making decisions about money are also eligible.

Once granted, the PIP is usually paid every four weeks – the rules are different for terminally ill people – directly into a bank, building society or credit union account.

It comes as thousands of people on benefits and Universal Credit could see their wages rise.

The government has hinted that the benefit cap could be raised after a six-year freeze.

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Therese Coffey, secretary for work and pensions, said she may review the cap as she is “slightly concerned about whether we have a real reflection of life” in the figure.

There is no guarantee the limit will be increased, but a review could take place by April next year when the annual increase in benefits takes effect.

What is PIP?

PIP is available for those who require additional assistance due to a medical condition or disability and is available to persons aged 16 or over and below the legal age of retirement.

It is made up of two parts, one for your daily living needs and the other for your mobility needs – the amount of money available depends on how your condition affects you.

PIP replaces Disability Living Allowance (DLA) for people aged 16-64.

People under the age of 16 or those born on or before April 8, 1948 who are already receiving DLA will continue to receive DLA, but for everyone else, they will need to apply for PIP instead.

If you get or need help with any of the following because of your condition, you should consider applying for PIP:

  • Preparing, cooking or eating food.
  • Managing your medications.
  • Wash, take a bath or go to the toilet.
  • Dressing and undressing.
  • Engage and communicate with other people.
  • Read and understand written information.
  • Make decisions about money.
  • Plan a trip or follow a route.
  • Move.

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