UK Credit

Universal Credit applicants could get an additional £ 608 per month from DWP

The Personal Independence Payment (PIP) is a benefit introduced to help people who have been forced to pay additional costs due to a health problem or long-term disability.

The PIP is awarded to those who need assistance with daily activities and is intended as a long-term replacement for the Disability Living Allowance.

Around 3.7 million people in the UK are currently claiming PIP – and anyone who receives payments should be assessed to see what level of payment is being awarded.

READ MORE: PIP, Universal Credit and ESA payment changes for Christmas explained

The Department of Work and Pensions (DWP) recently announced that the frequency of PIP assessments will be reduced as part of the government’s new “National Disability Strategy”.

The biggest misconception about PIP is that DWP will only grant the benefit to people with long-term health problems or physical disabilities visible from the outside, reports the Daily Record.

In fact, PIP is a benefit aimed at providing support to people with an ever-changing list of “hidden” conditions, including stress, anxiety, and depression.

To be eligible for PIP, you must have a health condition or disability for which you:

You generally need to have lived in the UK for at least two of the last three years and be in the country when you apply.

Even if the country opens up again as restrictions start to ease, if you have had physical or mental health issues since the lockdown began in March 2020, it may be worth asking for additional support through PIP. .

What is PIP?

The PIP is a benefit that is gradually replacing the Disabled People’s Subsistence Allowance (DLA).

If you need extra help because of an illness, disability or mental health issue, you may be eligible for PIP.

You could receive between £ 23.70 and £ 152.15 per week if you are 16 or over and have not reached the state retirement age, which is now 66 for everyone in the Kingdom -United.

It’s important to know that the amount you receive depends on how your condition affects you – not the condition itself.

You will be assessed by a healthcare professional to determine the level of help you can get, and your rate will be reviewed regularly to make sure you are receiving the right support.

Who is eligible for PIP?

In addition to what we’ve described above, if you get or need help with any of the following because of your medical condition, you should consider applying for PIP:

  • prepare, cook or eat food
  • manage your medications
  • wash, bathe or go to the toilet
  • dressing and undressing
  • engage and communicate with other people
  • read and understand written information
  • make decisions about money
  • plan a trip or follow a route
  • move outside the house

There are different rules if you are terminally ill, you can find them on the GOV.UK website here.

How is the PIP paid?

PIP is typically paid every four weeks, unless you are terminally ill, in which case it is paid weekly.

The PIP will go directly to your bank, building society, or credit union account.

What are the PIP payment rates?

You will need an assessment to determine the level of financial assistance you will receive and your rate will be reviewed regularly to make sure you are receiving the right support.

The PIP is made up of two elements:

Whether you get one or both and how much depends on the severity of your condition.

You will be paid the following amounts per week depending on your situation:

Daily life

  • Standard rate: £ 60.00

  • Premium rate: £ 89.60


  • Standard rate: £ 23.70

  • Premium rate: £ 62.55

How you are evaluated

You will be assessed by an independent healthcare professional to help the DWP determine the level of financial support, if any, you need.

Face-to-face assessments for health-related benefits resumed in May, however, the DWP may also invite you to attend an assessment by phone or video call instead.

How to apply for PIP?

You can make a new claim by contacting the DWP, you will find all the information you need to apply on the GOV.UK site here.

Before calling you will need:

  • your contact details

  • your date of birth

  • your national insurance number – can be found on letters regarding taxes, pensions and benefits

  • your bank account or mortgage company number and your sort code

  • the name, address and telephone number of your doctor or health worker

Once you have contacted the DWP, they will send you a document to be completed consisting of 14 questions. This includes space for any additional information you deem relevant to your request.

The questions focus on how your condition affects you, so include as much detail as possible to help the assessor understand your physical or mental health needs.

For more information on PIP, visit GOV.UK here.

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