In the UK, six million people receive financial support from the Department for Work and Pensions (DWP) through Universal Credit, a benefit intended to help those without work or on low incomes with the cost of daily living.
As financial uncertainty becomes a bigger reality for many households with the weekly Â£ 20 increase in universal credit ending in October and the holiday program ending on September 30, 2021, it is essential for people to be aware additional financial support they may be eligible to claim – in addition to current benefits, and even if they are working full time.
The Personal Independence Benefit (PIP) is a benefit for people over 16 years of age and below the state’s retirement age, which can help cover daily living costs and needs of mobility resulting from a long-term illness, disability or mental health problem hundreds of pounds each month.
In the UK, over 2.6 million people are receiving financial support between Â£ 94.80 and Â£ 608.60 per month through PIP.
You don’t need to have worked or paid for National Insurance to be eligible for PIP. It’s also not means-tested, so it doesn’t matter what your income, how much you save, or whether you’re currently employed.
The biggest misconception about PIP is that DWP will only grant the benefit to people with long-term health problems or physical disabilities visible from the outside.
In fact, PIP is a benefit aimed at providing support to people with an ever-changing list of “hidden” conditions, including stress, anxiety, and depression.
To be eligible for PIP, you must have a medical condition or disability where you:
You generally need to have lived in the UK for at least two of the last three years and be in the country when you apply.
Even if the country opens again as restrictions begin to ease, if you have had physical or mental health issues since the lockdown began in March 2020, it may be worth seeking additional support through of PIP.
Below is our quick guide to PIP, including what it is, who is eligible, how much you could get each month, and how you are rated.
We also have a dedicated section on the Daily Record website that helps you understand the process from start to finish and includes questions about the form, what happens during an assessment and a full breakdown of the questions you will need to answer – these and more. can be found here.
What is PIP?
The PIP is a benefit that is gradually replacing the Disabled People’s Subsistence Allowance (DLA).
If you need extra help because of an illness, disability or mental health issue, you may be eligible for PIP.
You could receive between Â£ 23.70 and Â£ 152.15 per week if you are 16 years of age or over and have not reached the state pension age, which is now 66 for the entire period. world in UK.
It’s important to know that the amount you get depends on how your illness affects you – not the illness itself.
You will be assessed by a healthcare professional to determine the level of help you can get and your rate will be reviewed regularly to make sure you are getting the right support.
Who is eligible for PIP?
In addition to what we’ve described above, if you get or need help with any of the following because of your condition, you should consider applying for PIP:
- prepare, cook or eat food
- manage your medications
- washing, bathing, or using the toilet
- dressing and undressing
- engage and communicate with other people
- read and understand written information
- make decisions about money
- plan a trip or follow a route
- move outside the house
There are different rules if you are terminally ill, you can find them on the GOV.UK website here.
How is the PIP paid?
PIP is typically paid every four weeks, unless you are terminally ill, in which case it is paid weekly.
The PIP will be paid directly to your bank, real estate company or credit union account.
What are the PIP payment rates?
You will need an assessment to determine the level of financial assistance you will receive and your rate will be reviewed regularly to ensure you are getting the right support.
The PIP is made up of two components:
Whether you have one or both and their amount depends on the severity of your condition.
You will be paid the following amounts per week depending on your situation:
Standard rate: Â£ 60.00
Enhanced fare: Â£ 89.60
Standard rate: Â£ 23.70
Enhanced fare: Â£ 62.55
How you are evaluated
You will be assessed by an independent healthcare professional to help the DWP determine the level of financial support, if any, you need.
Face-to-face health benefit assessments will resume in May 2021, however, the DWP may invite you to attend a phone call or video assessment to ensure public health guidelines are followed during the pandemic. .
You can find help preparing for a PIP assessment here.
How to make a complaint for PIP?
You can make a new claim by contacting the DWP, you will find all the information you need to apply on the GOV.UK site here.
Before calling you will need:
your contact details
your date of birth
your national insurance number – these are letters about taxes, pensions and benefits
account number and sorting code of your bank or real estate company
the name, address and telephone number of your doctor or health worker
the dates and addresses of any time you spent abroad, in a nursing home or hospital
Did you know that there are many ways to stay up to date with the latest news on Daily Record savings and benefits?
You can join the conversation on our Money Saving Scotland Facebook group for money saving tips, benefit information, consumer help and advice, and the latest shopping deals.
Sign up for our weekly Record Money newsletter to get our best stories delivered straight to your inbox. You can register by entering your email address in the registration box earlier on this page or by clicking here.
Once you have contacted the DWP, they will send you a document to be completed which consists of 14 questions which includes space for any additional information you deem relevant to your claim.
The questions are about how your condition affects you, so provide as much detail as possible to help the assessor understand your physical or mental health needs.
If you are having difficulty filling out your form or understanding the questions, contact your town hall and ask for help or Citizens Advice Scotland.
We have a breakdown of the 14 questions here and you can take an anonymous online self-test at Benefits and Work to see how many points you would get for each answer.
There is also an online PIP Toolkit with examples of all questions to help you fully answer with the most relevant information, find out more about that here.
Even if you don’t qualify for financial assistance, you may be eligible for a National Travel Card, which offers free or discounted travel across Scotland on most public transport.
For more information on PIP, visit GOV.UK here.
Get the latest news on savings and benefits straight to your inbox. Sign up for our weekly Money newsletter here.