JPMorgan, others discuss issuing credit cards to people with no credit score
Mikel Arteta has decided who he trusts at Arsenal – so which players are at risk of being sold?
As desperation has set in at the Emirates Stadium in recent weeks, as Arsenal’s season crumbles with their Europa League campaign, Mikel Arteta has made no attempt to hide his belief that his team had to change. In order for new players to arrive, some of the existing faces will have to disappear. If Arteta and technical director Edu are successful this summer, there could be as many as a dozen players leaving the club in the coming weeks. So the final games of the season will give us an even clearer indication of who might stay and who might be pushed out the door. It was certainly enlightening to watch Arteta’s squad sheet for their relentless Chelsea win on Wednesday as he essentially seemed to have picked the players he wants to keep for the long term. In short, it’s a team that Arteta trusts, or at least one that he believes in. Among the players who started, only goalkeeper Bernd Leno is expected to leave this summer, although there are also doubts about the future of midfielder Mohamed Elneny. Martin Odegaard, on loan from Real Madrid, will return to Spain as is, but there is no doubt that Arteta would like to sign him permanently. Although it remains to be seen if that is possible, picking him for the last few matches would clearly help Arteta’s attempts to convince the Norwegian to stay. And so this team was an Arteta team, or at least something close to what he might envision his team being next season. It was telling that he chose Bukayo Saka as his starting right-back, rather than right-backs Hector Bellerin, Cedric Soares and Calum Chambers. All three could leave this summer. In their performance, Arteta’s chosen few returned some of the faith the Arsenal manager has shown in them. After taking the lead thanks to Emile Smith Rowe (another player who is an important part of the long-term plan), they steadfastly defended for long stretches at Stamford Bridge. On the ball, Arteta’s attacking play was far from the ultra-progressive style the Spaniard wanted. Indeed, for much of the evening it felt like a throwback to last summer, when Arsenal used deep defense to make their way to the FA Cup trophy. Perhaps it was a reflection of the staff and an explanation for the selection of Arteta’s squad, which Arsenal defended with such resilience as they had so little to play other than pride and the slightest hope of qualifying for European football. Elneny scrapped in midfield, Rob Holding fought in defense, Kieran Tierney never stopped running left. Some of the more critical supporters have asked why Arteta is still in office, and this show kind of answered those questions. A fan section might have given up on Arteta, but the players didn’t. Many of them remain fiercely loyal to their manager and it wouldn’t be a stretch to say that some of them would be devastated if he left. Again, the defensive nature of the performance did not reflect Arteta’s long-term vision. But players on the Stamford Bridge pitch will undoubtedly form the core of a squad that could be drastically reshaped in the coming weeks. Here, Telegraph Sport takes a look at which players might leave, how likely they are to be sold and what kind of fees Arsenal might expect to receive for them. Bernd Leno Age: 29 Contract expires: 2023 The feeling among some at the club is that Leno’s time at Arsenal is coming to an end. The German said in April he was open to a ‘new adventure’ and had never looked quite comfortable with the ball at his feet, a key demand from his manager . He has made a series of individual mistakes this season which will not have helped his cause, but Arsenal would still expect to generate at least £ 15million for him. Transfer-specializing football analysis website Transfermarkt values Leno at £ 22.5million. Hector Bellerin Age: 26 Contract expiry: 2023 Bellerin was set to leave last summer, but ultimately decided to stay after having talks with Arteta. The Arsenal manager said he understands why Bellerin has doubts about staying at the club after so many years in north London (he joined 10 years ago). The key question is not whether Bellerin leaves, but where he could go. Paris Saint-Germain showed interest last summer but it remains to be seen whether they will pursue a move in the months to come. Bellerin’s form has been patchy this season and in recent weeks Arteta has often chosen Calum Chambers at right-back. Arsenal could hope for a fee of around £ 25million, but it wouldn’t be surprising if they finally accepted a lower offer. David Luiz Age: 34 Contract expires: 2021 Luiz is a key member of the squad, on and off the pitch, and when he’s in good shape he’s one of the first names on the team roster. ‘Arteta. At 34, however, his fitness became increasingly difficult to maintain. His contract expires this summer and Arsenal is unlikely to offer him another year on the same terms. Would he be interested in staying on a reduced salary or accepting a full-fledged player role? Luiz told Telegraph Sport last season that he wanted to coach at 40 and play until 38. Alexandre Lacazette Age: 29 Contract expires: 2022 With one year remaining on his contract, this will be Arsenal’s last chance to cash on Lacazette. The Frenchman is Arsenal’s top scorer with 17 goals this season and has been one of their best players since Christmas, but it remains highly unlikely that the club will decide to offer another lucrative contract to an aging striker. Atletico Madrid have tried to sign Lacazette in the past and there will be contenders across Europe for a player of his caliber. Transfermarkt values Lacazette at around £ 31million but, at his age and with barely a year on his contract, it would be a surprise that Arsenal could generate such large fees for the Frenchman. Joe Willock Age: 21 Contract expires: 2023 One of the most difficult situations for Arsenal to deal with. Willock has benefited from a successful loan to Newcastle United and will be worth around £ 20million this summer, if not more. Newcastle have made it clear that they want to sign him permanently. But, as it stands, Arsenal could run out of midfield players. Willock never seemed suited to Arteta’s style but he has shown in recent months that he is capable of contributing to the Emirates. The sheer amount of fees likely means that Willock is expected to leave, but it might be worth waiting until later in the window for any trade to be sanctioned.