UK Credit

DWP Universal Credit claimants may have to pay an additional £156 per week tax free

New data from the Department for Work and Pensions (DWP) reveals that at the start of this year around 5.6million people in the UK were claiming Universal Credit.

This is a benefit administered by the UK government which aims to provide financial assistance to people on low income or who are unemployed.

The number of people claiming Universal Credit is expected to rise in 2022 following changes to the declining rate and working allowance rule, meaning an additional 500,000 people could now be eligible for help.

READ MORE – Glasgow Property: Inside the Cheapest 1-Bedroom Homes in Every Neighborhood

However, many claimants may be unaware that they may also be eligible for additional funds through the Personal Independence Payment (PIP).

As the Daily Record reports, here’s a look at what PIP is and who’s eligible.

What is PIP?

The PIP is a benefit administered by the DWP to people aged 16 years of state pension age who have a disability or a long-term physical or mental health condition.

The benefit, which can help with daily living costs and mobility needs, is worth up to hundreds of pounds a month.

Around 2.9 million people across the UK – including more than 305,000 living in Scotland – receive between £97.80 and £627.60 every four weeks.

You don’t need to be employed or have national insurance contributions to be eligible for PI, and it doesn’t matter what your income or savings are.

Many people mistakenly believe that PIP is only for people with outwardly visible disabilities or conditions, but it is also available for people with “hidden” conditions such as stress, anxiety and depression.

To qualify for PIP, you must have difficulty with daily living or mobility (or both) due to your disability or condition, and expect these difficulties to persist for at least another nine months.

Additionally, applicants generally must have lived in the UK for at least two of the last three years and be in the country at the time of their application.



Get all the latest Glasgow news and headlines straight to your inbox twice a day by signing up to our free newsletter.

From breaking news to breaking news on the coronavirus crisis in Scotland, we’ve got you covered.

The morning newsletter arrives before 9 a.m. daily and the evening newsletter, hand-curated by the team, is sent between 4 and 5 p.m., giving you an overview of the most important stories we covered that day.

To register, simply enter your email address in this link here.

Who is eligible for the PIP?

Those who need or are already receiving help with any of the following tasks may be eligible for PIP:

  • prepare, cook or eat food
  • managing your medications
  • wash, bathe or go to the toilet
  • dressing and undressing
  • engage and communicate with other people
  • read and understand written information
  • make decisions about money
  • plan a trip or follow an itinerary
  • move

According to the GOV.UK website, the rules are different for terminally ill applicants.

How is the PIP paid?

In most cases, people applying for PIP receive the benefit every four weeks, although terminally ill applicants receive it weekly.

The money will be transferred directly to your bank, building society or credit union account.

PIP payment rate for 2022/23

Applicants are required to submit to an assessment in order for the DWP to determine the amount of money they should receive.

Regular reviews will be carried out to ensure that you are receiving the right level of support.

The benefit is divided into two distinct components: the daily living component and the mobility component.

Applicants may receive one or both depending on how their disability or condition affects them.

You will be paid the following amounts per week depending on your situation:

Daily life

  • Standard rate: £61.85

  • Premium rate: £92.40

Mobility

  • Standard rate: £24.45

  • Premium rate: £64.50

How you are rated

Assessments will be conducted by an independent medical professional, who will help the DWP determine the amount of financial assistance you are eligible for.

Face-to-face assessments of health-related benefits, including PIP, are now offered by the DWP alongside telephone, video-call and paper-based consultations.

How to apply for PIP?

You can re-apply by contacting the DWP, you will find all the information you need to apply on the GOV.UK website here.

Before calling, you will need:

  • your contact details

  • your date of birth

  • your national insurance number – this is on letters regarding taxes, pensions and benefits

  • your bank or building society account number and sort code

  • the name, address and telephone number of your doctor or health care professional

  • dates and addresses of any stay abroad, in a retirement home or hospital

After contacting the DWP, they will send you a form to fill out consisting of 14 questions and additional space to add any additional relevant information.

These questions relate to the impact of your disability or condition on your daily life. Therefore, as much detail as possible should be included.

If you have difficulty completing your form or understanding the questions, contact your local council and ask for help or Citizens Advice Scotland.

You can take an anonymous self-test online at Benefits and Work to see how many points you would be awarded for each answer.

There is also an online PIP Toolkit with examples of all questions to help you answer fully with the most relevant information.

Even if you are not eligible for financial aid, you may be eligible for a National Travel Card, which offers free or reduced travel across Scotland on most public transport routes.

For more information on PIP, visit GOV.UK here.